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Now’s your chance to take control of your student loan repayment and lighten the heavy load of student debt.

Don’t wait, this special offer ends June 15, 2020.

 

If you're like most college graduates you're probably carrying a lot of student debt, often from more than a couple of lenders, and each with their own payment and due dates.

We understand that's a lot to juggle, which is why %%CUName%% is offering you the chance to refinance and consolidate your student loans into one easy-to-manage payment at a great low rate.

 

We've made paying off your student loans easier!

  • Refinance and consolidate Private Loans, Federal loans, or a mix of both
  • One low monthly payment
  • Flexible repayment terms to fit your budget
  • Refinance up to $%%UCONMax%%
    •

 

Current Rates

Multiple loan terms available

 

Variable Rates with AutoPay

As low as %%UCONVarLowAPR10%% APR1

for 10-year repayment

Fixed Rates with AutoPay

As low as %%UCONFixedLowAPR5%% APR

for 5-year repayment

 

You're Pre-Approved

Apply online now

Call us at
%%PhoneUCON%%

Visit any of our
six branches

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN & OPT-OUT NOTICE on the other side for more information about prescreened offers.

 

Student Loan Refinance and Consolidation FAQs

To be eligible for refinance, you must be:

  • A U.S. citizen or permanent resident who has graduated from an approved public or private non-for-profit school.
  • In repayment on one or more outstanding student loans
  • Meet credit qualifications. A co-signer may be necessary in order to meet credit criteria, and may help to qualify for a lower rate.
  • A member of the credit union. (Co-signers are not required to be credit union members)

You can refinance Federal, Private and institutional education loans borrowed for undergraduate and graduate studies.

The minimum refinance loan amount is $%%UCONMin%%. The maximum loan amount is $%%UCONMax%%. Make sure to review your existing loans carefully to borrow the exact amount you need.

%%COSFAQ%%

You will be quoted a rate after your application has been submitted and reviewed. We offer both variable and fixed rate options. See the rates page for more information.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.

Once you complete the application we will request the following documents for verification:

  • Loan payoff statements for each loan you request to refinance
  • Proof of graduation
  • A recent paystub within the last 30 days
  • Two years of W2s
  • Photo ID

Authorize our loan servicer to automatically deduct monthly payments from any bank account you choose and receive a 0.25% APR discount.

We do not offer an in-school deferment option. Our refinance loan is intended for borrowers who have completed their education and do not plan on returning to school.

 

 

Repayment Examples

Examples provided use highest current offered rate in effect for each repayment term and assume a constant interest rate on a $50,000 loan amount. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.

Variable Interest Rate Solution

  • 10 year loan term: with a %%UCONVarHighAPR10%% APR, the monthly payment will be $%%UCONVarRepaymentEx10%%. Finance charges will be $%%UCONVarFinanceCharge10%%.
  • 15 year loan term: with a %%UCONVarHighAPR15%% APR, the monthly payment will be $%%UCONVarRepaymentEx15%%. Finance charges will be $%%UCONVarFinanceCharge15%%.

Fixed Interest Rate Solution

  • 5 year loan term: with a %%UCONFixedHighAPR5%% APR, the monthly payment will be $%%UCONFixedRepaymentEx5%%. Finance charges will be $%%UCONFixedFinanceCharge5%%.
  • 10 year loan term: with a %%UCONFixedHighAPR10%% APR, the monthly payment will be $%%UCONFixedRepaymentEx10%%. Finance charges will be $%%UCONFixedFinanceCharge10%%.
  • 15 year loan term: with a %%UCONFixedHighAPR15%% APR, the monthly payment will be $%%UCONFixedRepaymentEx15%%. Finance charges will be $%%UCONFixedFinanceCharge15%%.

 

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